Accounting, lending, wealth, property and business advisory — under one roof, for one client. We know pharmacy better than anyone, and we look after plenty of businesses and families beyond it.
Each division stands on its own and can be engaged on its own. Together they mean nobody hands you off, nothing falls between advisers, and you never explain your situation twice.
Compliance done properly, structuring done early. Forty years of business tax work applied to the mechanics of your business — and to the capital gains position sitting underneath it.
Business lending, commercial property, fit-outs, refinances and your own home loan — sourced from a panel of 60+ banks and lenders by a broker who has already seen the numbers the bank is about to ask for.
Personal wealth is where the business is ultimately going. Super, investments, insurance and retirement income planned with full knowledge of your entity, your debt and your intended exit.
The site you trade from and the assets you build around it. Evidence-based sales and auction, leasing, and a property management division running substantial portfolios with full compliance.
Valuations, benchmarking, due diligence and transaction support. When a sale or acquisition is the right answer we can manage that too — with the accounting and finance already in hand.
Engage one, or engage all five. Most clients start with a single need — a loan, a tax question, a property decision — and add divisions as they see the value. There is no bundle, no lock-in, and we are happy to work alongside advisers you already have.
We go deepest in community pharmacy — it is where our advisory, lending and valuation experience is strongest. The same integrated model works just as well for other owner-operated businesses, investors and families.
From your first acquisition to the day you hand over the keys. We understand script volumes, GP mix, wages ratios, goodwill lending, lease risk and the capital gains position that decides what your exit is really worth.
GP practices, dental, physio, specialists and clinics — practice structuring, premises, equipment finance and personal wealth.
Trading businesses of any kind. Structure, tax, funding, valuation and the succession conversation nobody starts early enough.
Acquisition, lending, sale and full property management — with the tax and ownership structure handled by the same firm.
Personal tax, home lending, superannuation, insurance and retirement planning — including for clients who came to us through the business.
Most owners end up with an accountant who has never valued their type of business, a broker who does not understand how it lends, a planner who has never seen the P&L, and a lease conversation nobody is managing. Every one of them holds a partial view.
You are the only person holding the whole picture — and you already have a business to run. We built Hedley Partners so that picture sits with one team.
The advice that helps a first-time buyer is not the advice that protects a third-generation owner heading for the door. Here is what each division does, and when. The same framework applies to any owner-operated business.
Get the entity, the ownership split and the debt structure right at settlement and you protect a decade of tax outcomes. Get it wrong and you spend that decade unwinding it. We sit on your side of the table from the first information memorandum to the day the keys change hands.
Compliance is the floor, not the offer. What owners need is a set of numbers they trust monthly, benchmarks that tell them whether 13% wages-to-sales is good or a warning, and a tax position planned in April rather than discovered in October.
A second store, a banner change, a refit, or buying the building you already trade from — each moves your debt capacity, your tax position and your eventual sale price simultaneously. We model all three before you commit capital, then arrange the funding to match.
An exit is decided years before it happens — in how the entity was set up, how the add-backs were documented, whether the lease has term left, and whether the CGT concessions are still available. We work backwards from the outcome you want and manage the transaction when it arrives.
Big firms have the expertise but hand you between departments. Small firms know you but lack the licences. We are deliberately the middle: senior people, full licensing, one relationship.
Every engagement opens with a read of your actual position — margin, debt, structure and value. Advice that is not grounded in your figures is just an opinion.
Before a recommendation reaches you it has been tested against the tax, lending, property and wealth consequences. That cross-check is the whole point of the firm.
From your first acquisition through to retirement income after the sale. Continuity is worth more than any single piece of advice we will ever give you.
You are advised by the partners, not routed to a graduate. The two people who set the strategy are the two people who answer the phone.
17+ years in finance and property, with a Bachelor of Commerce and Law and a Master of Property. Blake leads lending and premises strategy, is a senior auctioneer, and is the authorised representative behind Hedley Capital.
Founding partner with more than 40 years across accounting, finance, property and business advice. Paul leads structuring, tax and valuation — the decisions that quietly determine what a business is worth a decade later.
Gabrielle runs residential sales campaigns end to end — pricing strategy, marketing, buyer management and negotiation — with the evidence-based approach that underpins every appraisal we give.
Kayla leads the property management division, overseeing a substantial rent roll and the compliance framework behind it: AML/CTF, rental minimum standards, inspections and arrears.
Stuart manages a portfolio of residential and commercial tenancies, handling lease renewals, rent reviews, maintenance coordination and the owner reporting that keeps landlords informed.
Le looks after her own portfolio of properties and owners, with a focus on tenant retention, condition reporting and getting maintenance resolved before it becomes a bigger problem.
William handles the leasing pipeline — listing preparation, open for inspections, application screening and reference checks — to keep vacancy periods as short as possible.
Con manages leasing across the portfolio, from marketing new vacancies through to tenancy documentation and move-in, working closely with owners on pricing and presentation.
Short, practical notes on the decisions in front of you right now.
Trust, company, partnership or a hybrid. The right answer depends less on this year’s tax bill than on who you expect to sell to.
Read the note →Script volumes and GP percentage are the headline. The reasons applications stall are usually further down the page.
Read the note →Owning the site changes your debt profile, your tax position and your sale price. A framework for working out whether it stacks up.
Read the note →No. Most clients start with one thing — usually a finance need or a tax planning session — and add divisions as they see the value. There is no bundling requirement and each division can be engaged on its own.
Yes, absolutely. Pharmacy is our deepest specialty, but we look after medical and allied health practices, trading businesses of all kinds, property investors and private clients. The integrated model is identical — only the sector knowledge changes.
Not at all. We work alongside existing accountants regularly, particularly on lending, premises and valuation work. If your accountant is doing a good job, keeping them is often the right call — and we will tell you if that is what we think.
Twenty minutes, no charge, no documents required. We ask where you are, what is currently frustrating you, and what you want the business to look like in five years. If we are not the right fit we will say so and point you somewhere better.
Yes. Financial advice is provided through Hedley Capital, authorised under MFG Advice Pty Ltd (AFSL 499010). Credit assistance is provided under our LMG accreditation, and real estate services under our Victorian licence. Full details are in the footer.
Tell us where you are and we will tell you, honestly, whether we can improve on what you have. If the answer is no, that is a useful thing to know too.
Hedley Partners is a group of separate businesses, each separately regulated. Accounting and taxation services, credit assistance, financial advice and real estate services are provided by different entities under different licences, under separate engagements, with separate fee arrangements and separate complaints processes. Our accounting and tax division is entirely separate from our financial planning and credit divisions. Accounting and taxation services are not provided under an Australian Financial Services Licence or an Australian Credit Licence, and are not the responsibility of MFG Advice Pty Ltd or LMG Broker Services Pty Ltd. No division is responsible for the acts, advice or services of another. Engaging one division does not oblige you to engage any other.
Accounting and taxation services are provided by Salford Lads Club Pty Ltd as trustee for the Hedley Partners Unit Trust, trading as Hedley Partners.
This division does not provide financial product advice or credit assistance. Accounting and taxation services are not covered by AFSL 499010 or Australian Credit Licence 517192, and are not authorised or supervised by MFG Advice Pty Ltd or LMG Broker Services Pty Ltd.
Credit assistance is provided by Blake Hedley as an authorised credit representative of LMG Broker Services Pty Ltd, which holds the Australian Credit Licence.
We are subject to the Best Interests Duty under the National Consumer Credit Protection Act 2009. We may receive commission from the lender you choose — generally between 0.60% and 0.75% of the loan amount — and your credit representative may charge a fee, which will be disclosed to you in writing before any application is lodged. Full details are in our Credit Guide.
Financial product advice is provided by JPH Group Pty Ltd trading as Hedley Capital, an authorised representative of MFG Advice Pty Ltd, which holds the Australian Financial Services Licence.
You will receive a Financial Services Guide before we provide personal advice, and a Statement of Advice setting out our recommendations, the basis for them and all fees and benefits we receive.
Sales, leasing and property management services are provided under a Victorian estate agent’s licence and regulated by Consumer Affairs Victoria under the Estate Agents Act 1980 and the Residential Tenancies Act 1997.
Real estate services are not financial product advice and are not covered by AFSL 499010 or ACL 517192. Appraisals and price estimates are not valuations and should not be relied on as such.
Any financial product information on this website is general information only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and obtain personal advice from an appropriately licensed adviser. Read the relevant Product Disclosure Statement and Target Market Determination before acquiring any financial product.
Information about credit products is general and is not an offer of credit or a recommendation. Any application is subject to the lender’s assessment, terms, conditions, fees and eligibility criteria. Loan examples and comparisons on this site are illustrative only.
Taxation commentary is general in nature and does not constitute personal taxation advice. Case examples and figures shown on this site are illustrative and are not a representation of results you will achieve.
Credit: contact us first. If unresolved, contact LMG Broker Services Complaints, GPO Box 5200, Sydney NSW 2001 — resolutions@loanmarketgroup.com or 1800 763 486.
Financial advice: contact us first, then MFG Advice Pty Ltd as licensee. Details are in our Financial Services Guide.
Both credit and financial advice: if we cannot resolve your complaint, you may refer it free of charge to the Australian Financial Complaints Authority — afca.org.au, info@afca.org.au, 1800 931 678, GPO Box 3, Melbourne VIC 3001.
Accounting & tax: raise any concern with us directly and we will work with you to resolve it. Real estate: contact us first, then Consumer Affairs Victoria. AFCA does not cover accounting, taxation or real estate services.
